If you know where to put your money – especially during this extension of the great recession – there are many opportunities for long-term growth even with the short-term risk. Here are 20 recession-proof investments that can help secure your money and set you up for a more financially secure future.
1. Treasury Bills
Treasury bills – which are short-term government securities – are considered one of the safest investment vehicles on the market, so they’re a great place to put your money if you’re looking for short-term security but want long-term growth.
2. Treasury Bonds
Once you’ve gotten comfortable with the concept of investing money in Treasury bills, it’s time to move up to investing in Treasury bonds. These long-term securities have a payback period of anywhere from 1-30 years and are considered a safer alternative to stocks if you’re concerned about short-term fluctuations.
Certificates of Deposit (CDs) are a great investment opportunity because they come with little risk and high-interest rates. They’re also a great option if you want to lower your risk and increase your return.
4. Money Market Mutual Funds
Investing in a money market mutual fund means you’ll be investing in short-term investments that are traded on the stocks and bonds market.
Money Market Mutual Funds are obligations of banks, savings institutions, and credit unions that cannot be withdrawn for a fixed period (up to six months). They’re considered ultra-safe because they’re guaranteed by the United States government.
5. Corporate Bonds
If you want to increase your risk to increase your returns, corporate bonds might be the option for you. Corporate bonds are a type of debt obligation issued by businesses.
So remember, there are alternatives to investing in the stock market. This is especially true if you’re looking for a more stable ride than the standard down and up of the stock market. These families can help you secure your future.